Bad Credit Financing in Houma, LA, near New Orleans
Geri Lynn Nissan Offers Sub-Prime Auto Loans
Geri Lynn Nissan and our dedicated finance department staff invite drivers of all credit levels near New Orleans to apply for auto financing. We assist Louisiana car buyers who have less than stellar credit, so if you possess a bad credit score and seek financing options, don't hesitate to apply for auto loans through our dealership today.
Perhaps your credit score has been affected by financial setbacks like bankruptcy, foreclosure, repossession or missed payments; if so, the finance department at Geri Lynn Nissan is eager to help you get back on track!
Contact us today, and continue reading to learn how to apply for bad credit financing at our full-service Nissan dealership.
What Are Bad Credit Car Loans & How Do I Apply?
Bad credit car loans differ from conventional auto financing in that they bring a higher rate of interest than a traditional car loan. Still, our finance staff will work to find affordable rates and favorable terms for your credit situation. The application process starts the same way, no matter your credit standing: just send in a copy of our secure auto loan application.
With sub-prime auto loans from Geri Lynn Nissan, there is no minimum credit score requirement. Instead, our finance team will look at various factors to secure a viable loan for your situation. We'll consider your:
- Credit score
- Debt-to-income ratio
- Other active loans you have open
- Financial records
- Selected used car
- Down payment, including any vehicle trade
Apply for Alternative Financing Packages near Thibodaux, LA
Here on our website, you can complete a credit application form to apply for one of our alternative financing packages. Our team of specialists will then determine if you qualify for sub-prime or bad credit loans by inspecting your credit history.
We always strive to help each applicant secure an auto loan that fits their unique situation. With help from one of our bad credit car loans, you can obtain a dependable car for your travels around Thibodaux while also working to improve your low credit score as you pay off the loan! To start healing your credit rating, secure a sub-prime financing package from our dealership and be sure to make timely payments each month.
Shop for a Quality Used Car near Baton Rouge, LA
Even before you apply for bad credit financing here at Geri Lynn Nissan, you can begin your car search by shopping our extensive selection of quality pre-owned vehicles for sale. Once you send us your loan application, the financing process can move quickly, so find the used car, SUV or pickup truck you are after by shopping our online inventory now!
Baton Rouge area car buyers are welcomed to visit Geri Lynn Nissan in Houma, LA, today or contact our auto finance specialists to learn about our array of sub-prime auto loan packages.